Pre-completion file review
Check the final deed, payment flow and handover before closing.
We review the completion package against the agreed transaction so the buyer can address missing documents, payment risks and handover conditions before the final balance is released.
- Completion file checked
- Payment sequence reviewed
- Handover conditions listed
Price
Starting at €500 — for completion package review before escritura
Best time to use
Before the escritura appointment and before authorising the final balance transfer.
You send / you receive
CPCV, draft deed, updated property file, payment and handover instructions. → A completion checklist, outstanding items and buyer-side payment sequence.
The final appointment leaves little room to correct a payment or document error.
At completion, the buyer must know that the final deed reflects the agreed transaction, the seller can transfer the property, any seller mortgage will be cancelled as planned, the payment instructions are controlled and the keys and documents will be handed over. A missing item may be fixable before the appointment but much harder to manage after the balance has been released.
What we check before completion
The review compares the final package with the CPCV, due-diligence findings and practical handover arrangements.
Final deed and party details
We compare the draft deed or completion instrument with the property, buyer, seller, representatives, price and other agreed transaction terms.
Updated property and seller documents
We review the available updated registry, tax, authority, condominium, energy and other completion documents relevant to the asset.
Balance payment and mortgage cancellation
We check payment instructions, bank involvement and the documented mechanism for releasing or cancelling seller-side mortgage security where applicable.
Registration and key handover
We review the planned registration steps, possession date, keys, meter readings, documents, outstanding works and conditions tied to handover.
Completion documents to send
The exact file varies by property and whether a bank, power of attorney or seller mortgage is involved.
- Signed CPCV and any amendments or written completion agreements
- Draft final deed or completion instrument and updated property records
- Final payment instructions, bank documents and mortgage-cancellation evidence
- Handover list, condominium statement, energy certificate and authority documents
What you receive
The output is a practical closing control document for the buyer.
Completion readiness summary
A clear statement of what is ready, what remains outstanding and which item could block or condition completion.
Final payment sequence
A buyer-side outline of the expected payments, recipients, evidence and mortgage-cancellation steps.
Document and authority checklist
A list of final property, seller, bank and representative documents to confirm before the appointment.
Handover action list
The agreed keys, possession, meter, document and outstanding-work items to record at closing.
How the completion review works
Send the complete closing file
Provide the signed CPCV, draft deed, updated records and payment instructions as soon as they are available.
We compare the final file with the deal
The reviewer checks whether the completion package matches the agreed property, price, parties and conditions.
Outstanding items are prioritised
Missing evidence is separated into critical completion conditions and practical follow-up points.
You receive a closing checklist
The buyer receives a written sequence for the appointment, payment and handover.
Included in this service
- Review of the supplied final deed or completion instrument
- Comparison with the signed CPCV and agreed completion conditions
- Review of final balance instructions and seller mortgage-cancellation mechanism
- Review of supplied updated property, authority and handover documents
- Written completion and handover checklist
Not included in the base scope
- Attendance at the escritura or signing on the buyer's behalf
- Execution of bank transfers or independent verification of bank account ownership
- Tax calculation, tax filing or mortgage advice
- Post-completion registration monitoring unless separately agreed
Questions buyers ask
Is the notary or Casa Pronta appointment enough to protect the buyer?
The formalisation service performs its legal function, but it does not replace a buyer-side review of the agreed payment, contract conditions, handover and unresolved transaction risks.
When should I send the final file?
Send it as soon as the draft deed, updated records and payment instructions are available. Last-minute review reduces the time available to correct missing items.
Can this service confirm the seller's mortgage will be cancelled?
We review the proposed cancellation mechanism and supplied evidence. The actual release also depends on the bank, completion process and documents used at the appointment.
Does the service include registration after completion?
No. It reviews the planned registration and evidence. Ongoing monitoring or correction of the registration is a separate scope.
Do not release the final balance with unresolved completion questions.
Send the signed CPCV, closing documents and payment instructions. We will organise the outstanding points before the escritura and key handover.
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